Self Employed

We offer low rates and excellent mortgage options for self-employed individuals. Our fast mortgage approval process is perfect for those who have been declined in the past. Our mortgage options take into account the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. We also offer a Stated Income mortgage option for those with expenses that impact their qualifying income. We accept dividend and investment income, as long as it is stable and can be proven. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. Don't hesitate to give us a call to discuss our tailored options for Business For Self (BFS) borrowers.

Get in Touch

First time buyer or refinancing? Call for a free quote!

Apply Now

We shop for the best mortgage option at no charge to you.

© 2026 All rights reserved.