At Mortgages for People New to Canada, we strive to assist newcomers in understanding the Canadian real estate market and the associated costs, such as closing costs and adjustment costs. Our goal is to help you build equity instead of paying rent, taking advantage of employment and credit sources. We are committed to finding the best rates and mortgage options for newcomers, even for higher loan amounts over $1 million, with a minimum of 20% down payment saved. Additionally, we offer flexibility on down payment requirements, allowing for as little as 5% down. Our team will guide you through homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we will design a custom-tailored mortgage product that suits your unique needs, even if you don't qualify at your bank due to limited credit and employment history. To ensure an efficient first-time home buying experience, we provide access to innovative tools available in Canada.