Self-employed individuals can take advantage of low rates and excellent mortgage options, including fast approval, even for those who have been previously declined. These mortgage options consider the reduced taxable income from claimed expenses, making them suitable for those with expenses impacting their qualifying income. Dividend and investment income are also accepted, provided there is stability and proof. To apply for these mortgage options, the required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access to top Canadian lenders is available, including large banks, mortgage finance companies, credit unions, and alternative financers that accept reasonable income estimates. Furthermore, tailored options are available for Business For Self (BFS) borrowers. For more information and to explore these mortgage options, feel free to give me a call!