Mortgage Rates

Home Mortgage Rates

Choose the Rate Term That Fits Your Plan

Start comparing options using these sample rates. Fixed terms help you budget for predictable payments and variable rates can offer flexibility if market conditions change. The ideal fit depends on how comfortable you are with payment modifications, your timeline and your refinance strategy. Enter your property value, down payment, amortization and the rate you're considering into our Mortgage Calculator to estimate your monthly payments and review scenarios side-by-side. Get in touch with Reign Mortgage today for real-time quotes, information about available lenders, and personalized help.

2 Years Fixed
4.14%
  • Stable payment outlook for 2 years
  • Good for short-to-mid term planning
3 Years Fixed
4.19%
  • Predictable payments with a 3-year horizon
  • Balanced option for many homeowners
5 Years Fixed
4.09%
  • Longer rate certainty for long-term budgeting
  • Often popular for refinancing plans
5 Years Variable
3.7%
  • Potential savings if rates move down
  • Works well if you can handle fluctuations

Current Mortgage Rates & Lender Highlights

CMLS Financial
Desjardins
DUCA
Equitable Bank
First National
Home Trust
ICICI
Lendwise
Manulife Bank
Marathon Mortgage
MCAP
Merix
Optimum Mortgage
RFA
RMG Mortgages
Scotiabank
TD Bank
XMC Bank
CMLS Financial
Desjardins
DUCA
Equitable Bank
First National
Home Trust
ICICI
Lendwise
Manulife Bank
Marathon Mortgage
MCAP
Merix
Optimum Mortgage
RFA
RMG Mortgages
Scotiabank
TD Bank
XMC Bank

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