At Mortgages for People New to Canada, we are dedicated to helping newcomers understand the Canadian real estate market and its associated costs. We provide assistance in navigating the closing costs and adjustment costs that come with purchasing a home. By opting for a mortgage, newcomers have the opportunity to build equity instead of paying rent, benefiting from their employment and credit sources. We specialize in finding the best rates and mortgage options for those looking for higher loan amounts, requiring at least a 20% down payment. However, we also offer flexibility on down payments, allowing as little as 5% down. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored product that meets your specific mortgage needs. Our services are available even if you don't qualify at your bank due to limited credit or employment history. We also offer innovative tools to make your first-time home buying experience efficient.